Resource title

Credit for what?: informal credit as a coping strategy of market women in Northern Ghana

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Resource description

This paper explores the use of informal credit as a strategy for managing risks by market women in northern Ghana. A broad concept of the costs of risk management strategies is introduced and encompasses both a time and monetary dimension. Based on qualitative data, the analysis reveals that market women invest a considerable amount of time in maintaining complex networks of informal credit providers to insure their access to credit once a shock occurs. Informal credit involves high transaction costs and prevents market women from growing out of poverty in the long term.

Resource author

Kati Schindler

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Resource language

eng

Resource content type

text/html

Resource resource URL

http://hdl.handle.net/10419/27239

Resource license

Adapt according to the presented license agreement and reference the original author.